KISHALAYA NIDHI LIMITED is a unique kind of Financial Institution registered under Companies Act, 2013 and notified as a Nidhi Company by Ministry of Corporate Affairs, Government of India under Section 406 of Companies Act, 2013. It is a Mutual Benefit finance company doing the business of lending and borrowing with its members or shareholders. The main the object is cultivating the habit of thrift and savings amongst its members, receiving deposits from and lending to, its members only, for their mutual benefit.